Interest Rates on Farm Real Estate Loans                   Serving you since 2010        

Rates have decreased some.  Rates effective as of January 13, 2025

Farm loan rates below:

PREPAYMENTS: prepayments require interest to the next payment date. 
You can prepay at any payment date without penalty. 
Take a low variable rate loan and roll into any fixed rate product by 
paying a 1/2% fee at any payment date. 

PAYMENT DATES: Semi-annual payments are January1 & July 1.

 Annual payment option is available on all Loan Types except ARM's (add .15%). 
ARM PRODUCTS (Indexed): ARM's with a /1 have a fixed interest rate for 
the first 3, 5, 7 or 10 years. Rate adjusts annually thereafter. 
Other ARM's adjust to an interest rate term equal to the initial interest 
rate term ie. 5 year ARM adjusts to 5 year rate for another 5 years. 

INTEREST RATES: ARM rates are effective for the above dates.

 Loans can be locked upon approval. Loans may be rate locked any

business weekday from 10:00 a.m. to 2:00 p.m. CST.

Submit: 3 years tax returns 
3 years financial statements to:

Iowa Farm Finance

4504 82th St. 
Urbandale, IA 50322 or

iowafarmloan@gmail.com

Ag Express loans up to $1,500,000: 

one years tax return

current balance sheet 

Ag Express Application